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Toro Commercial Contractor Customer Financing

Purchasing Toro products is easy and affordable with special Toro sponsored finance promotions available through your participating independent Toro dealer. Both revolving charge (Toro card through Synchrony Financial) and installment loan (Sheffield Financial) programs are available. Your dealer may offer either one or both options...just ask them. You may apply online and get a decision in seconds or visit your participating Toro dealer today!

Note: Online applications are completed through the Synchrony Financial or Sheffield Financial websites. Synchrony Financial's and Sheffield's privacy statements and website terms and conditions apply.

Special No Interest Financing for Homeowners and Contractors

Which finance option is best for you?



Payment Calculator: Click here to compare monthly payments across all promotions.



0% Monthly Interest for 42 Months

  • Available through 1/31/2015
  • On Purchases of $1500 or more only on Toro TimeCutter, TITAN, or Professional Mowers
  • A Promotion Fee will be charged, click "Read More" for details
  • 42 Equal Monthly Payments required

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3.99% Monthly Interest for 60 Months

  • Offer available through 1/31/2015
  • On Purchases of $1000 or more only on Toro TimeCutter, TITAN, or Professional Mowers
  • A Promotion Fee will be charged, click "Read More" for details.
  • 60 Equal Monthly Payments required

Read More

No Payments until July/No Interest until June, then 1.99% for 48 Months

  • Available through 1/31/2015
  • On purchases of $1500 or more of Professional Equipment Commercial use customers ONLY
  • Commercial use customers ONLY
  • See dealer for details

Seasonal Payment Plan (No Payments each Dec. – March)

  • 1.9% for 36 Months
  • Available through 1/31/2015
  • No Payments each year December - March
  • On Purchases of $10,000 or more on Professional Equipment
  • Commercial use customers ONLY
  • See dealer for details

Seasonal Payment Plan (No Payments each Dec. – March)

  • 2.9% for 48 Months
  • Available through 1/31/2015
  • No Payments each year December - March
  • On Purchases of $10,000 or more on Professional Equipment
  • Commercial use customers ONLY
  • See dealer for details

Seasonal Payment Plan (No Payments each Dec. – March)

  • 3.9% for 60 Months
  • Available through 1/31/2015
  • No Payments each year December - March
  • On Purchases of $10,000 or more on Professional Equipment
  • Commercial use customers ONLY
  • See dealer for details