No Monthly Interest if Paid in Full within 12 Months*
*On Purchases of $400 or more with your Toro card made between Feb. 1, 2010 and Apr. 30, 2010.  Monthly interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 12 months or if you make a late payment. Minimum Monthly Payments Required. Up to $125 promotion charge that is a transaction FINANCE CHARGE will be added to the purchase balance.*
 
*Up to a $125 promotion charge that is a transaction FINANCE CHARGE will be added to the purchase balance.  Valid on new Toro Products on a Toro Credit Card account.  On promo purchase balance, monthly payments required, but no monthly Finance Charges will be assessed if (1) promo purchase balance paid in full in 12 months, and (2) all minimum monthly payments on account paid when due.  Otherwise, promo may be terminated and treated as a non-promo balance.  Monthly Finance Charges accrued at the Purchase APR will be assessed from purchase date.  Regular rates apply to non-promo balances, including optional charges. Promo purchases on existing accounts may not receive full benefit of promo terms, including reduced APR if applicable, if account is subject to Penalty APR.  Payments over the minimum will be applied as required by applicable law. As of 2-1-10, variable APR: 23.99% & on all accounts in default, Penalty APR: 29.99%.  Minimum Monthly Finance Charge $2.00.  Subject to approval by GE Money Bank.