TD Bank and Sheffield (Prime Credit)

Purchasing Toro products is easy and affordable with special Toro sponsored finance promotions available through your participating independent Toro dealer. Both revolving charge (Toro Credit Card through TD Bank) and installment loan (Sheffield Financial) programs are available. Your dealer may offer either one or both options...just ask them. You may apply online for a quick credit decision or visit your participating Toro dealer today!

Note: Online applications are completed through the TD Bank or Sheffield Financial websites. TD Bank's and Sheffield’s privacy statements and website terms and conditions apply.

Toro Credit Card issued by TD Bank, N.A.

Roadrunner Financing (Non-prime)

GET PRE-QUALIFIED WITH ROADRUNNER WITH NO IMPACT TO YOUR CREDIT SCORE! Instant approvals and easy closings for customers with non-prime credit. Scroll down to Apply*!

*Applies only to Financing Programs offered by Roadrunner Financial, Inc. All applicants to Roadrunner Financial, Inc, are subject to credit approval. Approval, rates, minimum purchase requirements and terms advertised are based upon the minimum credit bureau (FICO®) score indicated and overall creditworthiness. Your FICO® Credit Score, key factors and other credit information are based on data from Experian® and may be different from other credit scores and other credit information provided by different bureaus. Offer applies to a maximum of 2 units per applicant. Other qualifications and restrictions may apply. Minimum amount financed is $1,000. Maximum amount financed is $25,000. UCC filing fee may be charged. Offer not valid for mowers used for commercial purposes. Offer effective on eligible and qualified Toro Mowers purchased from a participating Toro Mower dealer. Offer valid in the U.S. only (excluding AK, HI & D.C.). Other financing offers are available. See your local dealer for details. Financing promotions void where prohibited. Offer subject to change without notice.

Payment Calculator

Use this payment calculator to find programs based on the loan amount and the estimated monthly payment.


Apply Online

Toro Credit Card from TD Bank

Apply Online   Manage TD Account

Sheffield Financial, a division of Truist Bank, Member FDIC

Apply Online   Manage Sheffield Account

Financing Promotions (TD Bank or Sheffield) - Subject to dealer participation

Valid 8/01/22 - 10/31/22

No Monthly Interest for 24 Months with Equal Payments²

  • Minimum purchase $1,500. There is a promotional fee of $125 for this transaction.

Valid 8/01/22 - 10/31/22

No Interest if Paid in Full within 12 Months³

  • Interest will be charged from the purchase date if the purchase balance is not paid in full by the end of the promotional period. Minimum purchase $299.

Valid 8/01/22 - 10/31/22

2.99% APR with 36 Monthly Payments4

  • Minimum purchase $1,500. There is a promotional fee of $125 for this transaction.

Valid 8/01/22 - 10/31/22

5.99% APR with 60 Monthly Payments*

  • Minimum purchase $2,500. There is a promotional fee of $125 for this transaction.