Special Financing for Homeowners and Contractors

Purchasing Toro products is easy and affordable with special Toro sponsored finance promotions available through your participating independent Toro dealer. Both revolving charge (Toro Credit Card through Citi) and installment loan (Sheffield Financial) programs are available. Your dealer may offer either one or both options...just ask them. You may apply online and get a decision in seconds or visit your participating Toro dealer today!

Note: Online applications are completed through the Citi or Sheffield Financial websites. Citi's and Sheffield’s privacy statements and website terms and conditions apply.


Toro Credit Card Rebate Offer

See information regarding the Visa Prepaid Card Offer. Submit and track your rebate online at Rebate Redemption.



Toro Credit Card is issued by Citibank, N.A.
Visa® Prepaid Cards are issued by Metabank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

Payment Calculator

Use this payment calculator to find programs based on the loan amount and the estimated monthly payment.

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Financing Promotions

No Monthly Interest

for 24 payments

  • On Purchases of $1500 or more on New Toro Outdoor Power Equipment. Major Purchase Plan fee will be charged.
  • Valid 6/1/2017 through 7/31/2017

No Monthly Interest

for 42 payments

  • On Purchases of $4500 or more on New Toro Outdoor Power Equipment. Major Purchase Plan fee will be charged.
  • Valid 6/1/2017 through 7/31/2017

3.99% Interest

for 60 payments

  • On Purchases of $2500 or more on New Toro Outdoor Power Equipment. Major Purchase Plan fee will be charged.
  • Valid 6/1/2017 through 7/31/2017

No Monthly Interest

for 24 payments

  • On Purchases of $4500 or more on New Toro Outdoor Power Equipment. Major Purchase Plan fee will be charged.
  • Get up to a $300 Visa Prepaid Card
  • Valid 6/1/2017 through 10/31/2017

No Interest

If paid in full within 12 Months*

  • On New Toro Power Equipment purchases of $500 or more Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months*.
  • Get up to a $250 Visa Prepaid Card
  • Valid 6/1/2017 through 10/31/2017