Special Financing for Homeowners and Contractors

Purchasing Toro products is easy and affordable with special Toro sponsored finance promotions available through your participating independent Toro dealer. Both revolving charge (Toro Credit Card through Citi) and installment loan (Sheffield Financial) programs are available. Your dealer may offer either one or both options...just ask them. You may apply online and get a decision in seconds or visit your participating Toro dealer today!

Note: Online applications are completed through the Citi or Sheffield Financial websites. Citi's and Sheffield’s privacy statements and website terms and conditions apply. Toro Credit Card is issued by Citibank, N.A.


Toro Credit Card Rebate Offer

Submit and track your rebate online at Rebate Redemption.


Roadrunner Financing (Non-prime Credit)

GET PRE-QUALIFIED WITH NO IMPACT TO YOUR CREDIT SCORE! Instant approvals and easy closings for customers with non-prime credit. Apply Online and Manage Account.

Please note: Apply Online link may not work in Internet Explorer.


*Applies only to Financing Programs offered by Roadrunner Financial, Inc. All applicants to Roadrunner Financial, Inc, are subject to credit approval. Approval, rates, minimum purchase requirements and terms advertised are based upon the minimum credit bureau (FICO®) score indicated and overall creditworthiness. Your FICO® Credit Score, key factors and other credit information are based on data from Experian® and may be different from other credit scores and other credit information provided by different bureaus. Offer applies to a maximum of 2 units per applicant. Other qualifications and restrictions may apply. Minimum amount financed is $1,000. Maximum amount financed is $25,000. UCC filing fee may be charged. Offer not valid for mowers used for commercial purposes. Offer effective on eligible and qualified Toro Mowers purchased from a participating Toro Mower dealer. Offer valid in the U.S. only (excluding AK, HI & D.C.). Other financing offers are available. See your local dealer for details. Financing promotions void where prohibited. Offer subject to change without notice.


Payment Calculator

Use this payment calculator to find programs based on the loan amount and the estimated monthly payment.

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Apply Online

Financing Promotions

No Interest/Payment until April

then 0% Interest for 24 Months [1.44% APR*]

  • On purchases of $1,500 or more on New Toro Outdoor Power Equipment
  • Valid 11/01/19 – 1/31/20

No Interest/Payment until April

then 0% Interest for 12 Months [.76% APR*]

  • On purchases of $500 or more on New Toro Snow Equipment
  • Valid 11/01/19 – 1/31/20

0% APR

for 36 payments*

  • On Purchases of $3000 or more on New Toro Outdoor Power Equipment. Major Purchase Plan fee will be charged.
  • Valid 11/01/19 – 1/31/20

0% APR

for 24 payments*

  • On Purchases of $1500 or more on New Toro Outdoor Power Equipment. Major Purchase Plan fee will be charged.
  • Valid 11/01/19 – 1/31/20

1.99% Interest

for 48 payments*

  • On Purchases of $1500 or more on New Toro Outdoor Power Equipment. Major Purchase Plan fee will be charged.
  • Valid 11/01/19 – 1/31/20

18

Months

  • NO INTEREST IF PAID IN FULL WITHIN 18 MONTHS* on purchases of $500 or more. Offer valid 11/01/19 – 1/31/20.