Special Financing for Contractors

Purchasing Toro products is easy and affordable with special Toro sponsored finance promotions available through your participating independent Toro dealer. Both revolving charge (Toro Credit Card through TD Bank) and installment loan (Sheffield Financial) programs are available. Your dealer may offer either one or both options...just ask them. You may apply online for a quick credit decision or visit your participating Toro dealer today!

Note: Online applications are completed through the TD Bank or Sheffield Financial websites. TD Bank's and Sheffield’s privacy statements and website terms and conditions apply.

Toro Credit Card is issued by TD Bank, N.A.


Stated Value Lease for Contractors

We've added valuable new "Lease Loyalty Benefits" to the Toro lease providing you additional peace of mind! Click here to learn more or view the "Why Lease" video to the right.

Lease Loyalty Benefits*: When you re-lease new Toro equipment

  • Excessive Wear Waiver – Up to $250 off any excess wear charges
  • Excess Hour Forgiveness – We'll cut any over use charges in half
  • Hour Saver Credit – Earn a credit for hour usage below the max allowed

*See your dealer for details and to apply.


Option to get prequalified through Roadrunner and Sheffield, no effect to your credit score.

Payment Calculator

Use this payment calculator to find programs based on the loan amount and the estimated monthly payment.


Apply Online

Toro Credit Card from TD Bank

Apply Online   Manage TD Account

Sheffield Financial, a division of Truist Bank, Member FDIC

Get Prequalified or Apply Online   Manage Sheffield Account

See dealer for all special finance options