Special Financing for Homeowners and Contractors

Purchasing Toro products is easy and affordable with special Toro sponsored finance promotions available through your participating independent Toro dealer. Both revolving charge (Toro Credit Card through Citi) and installment loan (Sheffield Financial) programs are available. Your dealer may offer either one or both options...just ask them. You may apply online and get a decision in seconds or visit your participating Toro dealer today!

Note: Online applications are completed through the Citi or Sheffield Financial websites. Citi's and Sheffield’s privacy statements and website terms and conditions apply. Toro Credit Card is issued by Citibank, N.A.


 


Stated Value Lease for Contractors

We've added valuable new "Lease Loyalty Benefits" to the Toro lease providing you additional peace of mind! Click here to learn more or view the "Why Lease" video to the right.

Lease Loyalty Benefits*: When you re-lease new Toro equipment

  • Excessive Wear Waiver – Up to $250 off any excess wear charges
  • Excess Hour Forgiveness – We'll cut any over use charges in half
  • Hour Saver Credit – Earn a credit for hour usage below the max allowed

*See your dealer for details and to apply.

Which Finance Option Is Best For You?

Payment Calculator

Use this payment calculator to find programs based on the loan amount and the estimated monthly payment.

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Apply Online

Sheffield Financial, a division of Truist Bank, Member FDIC

Apply Online   Manage Sheffield Account

Financing Promotions

No Interest/Payment for 4 Months

then 0% Interest for 42 Months [.94% APR]

  • Through Sheffield Financial, a division of Truist Bank, Member FDIC
  • Valid 11/01/20 - 1/31/21
  • On Purchases of $1,500 or more of Toro Professional Equipment
  • Commercial use customers ONLY
  • 42 Equal Monthly Payments Required
  • See dealer for details

0% Interest

for 48 months

  • Valid 11/01/20 - 1/31/21
  • On Purchases of $1500 or more of Toro Professional Equipment
  • Commercial use customers ONLY
  • 48 Equal Monthly Payments Required
  • See dealer for details

0% APR

for 36 payments

  • Valid 11/01/20 - 1/31/21
  • Major Purchase Plan Fee will be charged
  • On Purchases of $3000 or more of Toro Professional Equipment
  • Commercial use customers ONLY
  • 36 Equal Monthly Payments Required
  • See dealer for details

3.99% Interest

for 60 payments

  • Valid 11/01/20 - 1/31/21
  • On Purchases of $2,500 or more of New Toro Outdoor Power Equipment
  • Commercial use customers ONLY
  • See dealer for details