Special Financing for Homeowners and Contractors

Purchasing Toro products is easy and affordable with special Toro sponsored finance promotions available through your participating independent Toro dealer. Both revolving charge (Toro Credit Card through Citi) and installment loan (Sheffield Financial) programs are available. Your dealer may offer either one or both options...just ask them. You may apply online and get a decision in seconds or visit your participating Toro dealer today!

Note: Online applications are completed through the Citi or Sheffield Financial websites. Citi's and Sheffield’s privacy statements and website terms and conditions apply. Toro Credit Card is issued by Citibank, N.A.


Toro Credit Card Rebate Offer

See information regarding the Visa Prepaid Card Offer. Submit and track your rebate online at Rebate Redemption.

Toro Credit Card is issued by Citibank, N.A.
Visa® Prepaid Cards are issued by Metabank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc.


Stated Value Lease for Contractors

We've added valuable new "Lease Loyalty Benefits" to the Toro lease providing you additional peace of mind! Click here to learn more or view the "Why Lease" video to the right.

Lease Loyalty Benefits*: When you re-lease new Toro equipment

  • Excessive Wear Waiver – Up to $250 off any excess wear charges
  • Excess Hour Forgiveness – We'll cut any over use charges in half
  • Hour Saver Credit – Earn a credit for hour usage below the max allowed

*See your dealer for details and to apply.

Which Finance Option Is Best For You?

Payment Calculator

Use this payment calculator to find programs based on the loan amount and the estimated monthly payment.

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Apply Online

Financing Promotions

12

Months

  • NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS on qualifying Toro product purchases of $500 or more. Offer Valid 8/01/20 - 10/31/20.
  • Get up to a $100* Visa Prepaid Card

No Interest/Payment for 4 Months

then 0% Interest for 42 Months [.94% APR]

  • through Sheffield Financial for commercial customers
  • Valid 8/01/20 - 10/31/20
  • On Purchases of $1,500 or more of Toro Professional Equipment
  • Commercial use customers ONLY
  • 42 Equal Monthly Payments Required
  • See dealer for details

0% Interest

for 48 months

  • Valid 8/01/20 - 10/31/20
  • On Purchases of $1500 or more of Toro Professional Equipment
  • Commercial use customers ONLY
  • 48 Equal Monthly Payments Required
  • See dealer for details

0% APR

for 36 payments

  • Valid 8/01/20 - 10/31/20
  • Major Purchase Plan Fee will be charged
  • On Purchases of $3000 or more of Toro Professional Equipment
  • Commercial use customers ONLY
  • 36 Equal Monthly Payments Required
  • See dealer for details

3.99% Interest

for 60 payments

  • Valid 8/01/20 - 10/31/20
  • On Purchases of $2,500 or more of New Toro Outdoor Power Equipment
  • Commercial use customers ONLY
  • See dealer for details

1.99% Interest

for 48 payments*

  • Valid 8/01/20 -10/31/20
  • On Purchases of $1500 or more of Toro Professional Equipment
  • Commercial use customers ONLY
  • 48 Equal Monthly Payments Required
  • See dealer for details