Special No Interest Financing for Homeowners and Contractors

Purchasing Toro products is easy and affordable with special Toro sponsored finance promotions available through your participating independent Toro dealer. Both revolving charge (Toro card through Synchrony Financial) and installment loan (Sheffield Financial) programs are available. Your dealer may offer either one or both options...just ask them. You may apply online and get a decision in seconds or visit your participating Toro dealer today!

Note: Online applications are completed through the Synchrony Financial or Sheffield Financial websites. Synchrony Financial's and Sheffield's privacy statements and website terms and conditions apply.


NEW Fair Market Value (FMV) Lease for Contractors

Is leasing Toro equipment the best option for you? Click here to learn more or view the "Why Lease" video to the right.

  • 24 or 36 month terms
  • Seasonal payment option
  • Flexibility at the end of the lease

See your dealer for details and to apply.

Which Finance Option Is Best For You?

Payment Calculator

Use this payment calculator to find programs based on the loan amount and the estimated monthly payment.

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Apply Online

Financing Promotions

0%/Monthly Interest

for 42 months

  • Now includes 90 Days No Payments/120 Days No Interest through Sheffield Financial for Commercial customers ONLY
  • Available through 4/30/2016
  • On Purchases of $1500 or more on TimeCutters, TITANs or LCE Equipment
  • A Promotion Fee will be charged
  • 42 Equal Monthly Payments Required

3.99%/Monthly Interest

for 60 months

  • Now includes 90 Days No Payments/120 Days No Interest through Sheffield Financial for Commercial customers ONLY
  • Available through 4/30/2016
  • On Purchases of $1000 or more on TimeCutters, TITANs or LCE Equipment
  • A Promotion Fee will be charged
  • 60 Equal Monthly Payments Required

1.99%/Monthly Interest

for 48 months

  • Available through 4/30/2016
  • On purchases of $1500 or more of Professional Equipment Commercial use customers ONLY
  • Commercial use customers ONLY
  • See dealer for details

Seasonal Payments

1.9%/Monthly Interest for 36 months

  • 1.9% for 36 Months
  • Available through 4/30/2016
  • No Payments each year December - March
  • On Purchases of $10,000 or more on Professional Equipment Commercial use customers ONLY
  • Commercial use customers ONLY
  • See dealer for details
  • Available through Sheffield ONLY

Seasonal Payments

2.9%/Monthly Interest for 48 months

  • 2.9% for 48 Months
  • Available through 4/30/2016
  • No Payments each year December - March
  • On Purchases of $10,000 or more on Professional Equipment Commercial use customers ONLY
  • Commercial use customers ONLY
  • See dealer for details
  • Available through Sheffield ONLY

Seasonal Payments

3.9%/Monthly Interest for 60 months

  • 3.9% for 60 Months
  • Available through 4/30/2016
  • No Payments each year December - March
  • On Purchases of $10,000 or more on Professional Equipment Commercial use customers ONLY
  • Commercial use customers ONLY
  • See dealer for details
  • Available through Sheffield ONLY