Toro Professional Contractor Customer Financing
Special Financing for Contractors
Purchasing Toro products is easy and affordable with special Toro sponsored finance promotions available through your participating independent Toro dealer. Both revolving charge (Toro Credit Card through Synchrony) and installment loan (Sheffield Financial) programs are available. Your dealer may offer either one or both options...just ask them. You may apply online for a quick credit decision or visit your participating Toro dealer today!
Note: Online applications are completed through the Synchrony or Sheffield Financial websites. Synchrony's and Sheffield’s privacy statements and website terms and conditions apply.
Toro Credit Card is issued by Synchrony.
Toro Credit Card from Synchrony
Sheffield Financial, a division of Truist Bank, Member FDIC
Stated Value Lease for Contractors
We've added valuable new "Lease Loyalty Benefits" to the Toro lease providing you additional peace of mind! Click here to learn more or View the "Why Lease" video.
Lease Loyalty Benefits*: When you re-lease new Toro equipment
- Excessive Wear Waiver – Up to $250 off any excess wear charges
- Excess Hour Forgiveness – We'll cut any over use charges in half
- Hour Saver Credit – Earn a credit for hour usage below the max allowed
*See your dealer for details and to apply.
Western Finance
Payment Calculator
Enter your purchase price below to see available financing plans and estimate your monthly payments.
Displaying results for financed amount:
| Provider & Description | Promo Fee | Minimum Purchase Amount | Estimated Monthly Payment | Total Amount Paid with Promo Fee |
|---|---|---|---|---|
|
Synchrony
0% APR for 24 months with Equal Payments |
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Synchrony
0% APR for 36 months with Equal Payments |
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|
Sheffield
0% for 42 months* |
Financing Promotions
Offer Valid through Synchrony
0% APR for 24 Months with Equal Payments
Minimum purchase $3,000. There is a promotional fee of $150 for this transaction
Offer Valid 8/1/2026 - 10/31/2026
Offer Valid through Synchrony
0% APR for 36 Months with Equal Payments
**Qualifying LCE Models ONLY or Dollars Off**
Minimum purchase $3,000. There is a promotional fee of $150 for this transaction
Offer Valid 8/1/2026 - 10/31/2026
Offer Valid through Sheffield Financial
No Monthly Interest for 42 Months with Equal Payments*
**Qualifying LCE Models ONLY**
Minimum purchase $1,500. There is a promotional fee of $150 for this transaction.
Offer Valid 8/1/2026 - 10/31/2026