The Toro Credit Card

Purchasing Toro products is affordable with special Toro sponsored finance promotions. Revolving charge (Toro Credit Card through Synchrony) programs are available.


Note: Online applications are completed through the Synchrony websites. Synchrony privacy statements and website terms and conditions apply.

Toro Credit Card issued by Synchrony



Earn a $100 Statement Credit Disclaimers
*In order to qualify for this offer, you must use The Toro Company credit card or The Toro Company Commercial credit card to make qualifying purchases of $1,000 or more between 10/1/2026 and 11/30/2026 to earn a $100 statement credit (net purchases minus any returns or adjustments during the promotional period). For accounts that qualify, a statement credit will be posted to your account within two billing cycles after the promotion ends. Only one $100 statement credit can be earned per account. Statement credit cannot be used to satisfy the required monthly payment on your The Toro Company credit card or The Toro Company Commercial credit card account and may not be redeemed for cash or cash equivalent. Account must remain open, be in good standing and not become delinquent at the time statement credit is applied.

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Toro Credit Card from Synchrony

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Financing Promotions

Offer Valid through Synchrony

No Interest if Paid in Full within 6 Months

  • Minimum Purchase $199. 
  • Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.
  • Offer Valid 8/1/2026 - 10/31/2026

Offer Valid through Synchrony

No Interest If Paid in Full Within 12 Months

  • Minimum Purchase $500.
  • Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.
  • Offer Valid 8/1/2026 - 10/31/2026

Offer Valid through Synchrony

No Interest if Paid in Full within 18 Months

  • Minimum Purchase $500. 
  • Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.
  • Offer Valid 8/1/2026 - 10/31/2026

Offer Valid through Synchrony

0% APR for 12 Months with Equal Payments

  • Minimum purchase $1,000.
  • Offer Valid 8/1/2026 - 10/31/2026

Offer Valid through Synchrony

0% APR for 24 Months with Equal Payments

  • Minimum Purchase $3,000. There is a promotional fee of $150 for this transaction.
  • Offer Valid 8/1/2026 - 10/31/2026